Privacy Policy

PERSONALFINANCEGUIDE.WORLD (“we,” “us,” or “our”) is committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at support@personalfinanceguide.world.

This privacy policy describes how we might use and otherwise process any information that we collect from you or that you provide to us through our website (https://personalfinanceguide.world) and any of its products or services (collectively, “Services”), as well as any information that you might provide to us through other means, such as by email, text messages, linked accounts from third-party services, and other interactions (collectively, “Information”).

1. Information We Collect

We may collect the following types of Information from you:

Personal Information: We may collect personal information such as your name, email address, and other contact information.

Usage Information: We may collect information about how you use our Services, such as the types of content you view or engage with, the features you use, the actions you take, and the time, frequency, and duration of your activities.

Device Information: We may collect information about the device(s) you use to access our Services, including the hardware model, operating system and version, unique device identifiers, and network information.

Location Information: We may collect information about your location, such as your IP address, which can be used to determine your general geographic location.

Information from Third-Party Services: We may collect information from third-party services, such as social media platforms, if you choose to connect your account to our Services.

2. How We Use Your Information

We use the Information we collect for various purposes, including to:

• Provide, operate, and maintain our Services;
• Improve, personalize, and expand our Services;
• Understand and analyze how you use our Services;
• Develop new products, services, features, and functionality;
• Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Services, and for marketing and promotional purposes;
• Send you text messages and push notifications;
• Find and prevent fraud;
• For compliance purposes, including enforcing our Terms of Service, or other legal rights, or as may be required by applicable laws and regulations or requested by any judicial process or governmental agency;
• For fulfilling any other purpose for which the information was collected.

3. Will Your Information Be Shared with Anyone?

We may process or share your Information as follows:

• Third-Party Service Providers: We may share your Information with third-party service providers to provide you with the Services, to conduct our business, or to provide you with information, products, or services that you request.
• Business Transfers: We may share or transfer your Information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Affiliates: We may share your Information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
• Business Partners: We may share your Information with our business partners to offer you certain products, services, or promotions.
• As Required By Law and Similar Disclosures: We may share your Information if required by applicable law, regulation, legal process, or governmental request; when we believe in good faith that disclosure is necessary for protection of our rights, your safety or the safety of others, the prevention of fraud or abuse, or for the purpose of complying with applicable laws and regulations or responding to lawful requests by public authorities, including to meet national security or law enforcement requirements.

4. Cookies and Other Tracking Technologies

We may use cookies and other tracking technologies (like web beacons and pixels) to access or store information. Specifically, we use cookies and other tracking technologies for the following purposes:

• To enable certain features of the Services;
• To provide analytics;
• To store your preferences;
• To enable advertisements delivery, including behavioral advertising.

5. Do We Use Google Maps?

Yes. We use Google Maps for directions and location services. You can read more about how Google uses your information here: https://policies.google.com/privacy

6. How Long Do We Keep Your Information?

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. How Do We Protect Your Information?

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot ensure or warrant the absolute security of any information you transmit to us or store on our Services.

8. Do We Collect Information from Minors?

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at support@personalfinanceguide.world.

9. What Are Your Privacy Rights?

If you are located in certain regions (like EEA, UK, or Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. To make such a request, please contact us at support@personalfinanceguide.world.

We will consider and act upon any request in accordance with applicable data protection laws.

If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal.

If you have questions or comments about your privacy rights, you may email us at support@personalfinanceguide.world.

10. Account Information

If you would at any time like to review or change the Information in your account or terminate your account, you can:

• Contact us using the contact information provided.

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Service and/or comply with applicable legal requirements.

11. Opting Out of Email Marketing

You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list – however, we may still need to send you service-related emails that are necessary for the administration and use of your account.

12. Do We Make Updates to This Policy?

We may update this privacy policy from time to time. The updated version will be indicated by an “Effective Date” and/or “Last Updated” date. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

13. How Can You Contact Us About This Policy?

If you have questions or comments about this policy, you may email us at support@personalfinanceguide.world or by post to:

PERSONALFINANCEGUIDE.WORLD
[Your Address Here]
[City, State, ZIP Code]
[Country]

14. How Can You Review, Update, or Delete the Data We Collect from You?

Based on the applicable laws of your country, you may have certain rights regarding your personal information. To exercise these rights, you can contact us at support@personalfinanceguide.world.